If you suffer an injury at work and have to stay home to recover, it is crucial to give yourself enough time to heal before going back to work.
However, it is not entirely up to you whether you are truly well enough to return. A doctor will regularly assess your condition and look for signs of improvement. Once you reach maximum medical improvement (MMI), they may give you the green light to go back to work.
But what is MMI exactly? And how can it affect your workers’ compensation?
Maximum medical improvement explained
Maximum medical improvement is the point at which your medical condition has stabilized and is not expected to improve significantly, with or without treatment.
A doctor or independent medical examiner will determine if you have reached MMI. Usually, they will run diagnostic tests, physical assessments and other procedures to make their decision.
Reaching MMI does not necessarily mean you are fully recovered. Rather, it will prompt discussions about your ability to return to your original job or the need for accommodation.
From a healthcare standpoint, the focus shifts from treating your condition to helping you manage your remaining impairments.
The effect of MMI on workers’ compensation
One of the most immediate effects of MMI is the benefits you receive. Before you reach MMI, you receive temporary disability benefits while you are off work and recovering.
When you reach MMI, temporary disability benefits usually end. However, if the doctor concludes that your injury has led to a “permanent functional impairment,” you may be able to apply for permanent disability benefits.
Permanent disability status can provide compensation for loss of learning ability and any costs related to living with the disability.
Returning to work after reaching MMI
Ideally, you will be able to return to work with little to no impairment. Unfortunately, this is not always the case. If you reach MMI but still have some impairment, your doctor may advise work restrictions. Examples include:
- Avoiding lifting anything heavier than 50 pounds
- Not working at heights
- Spending less time with power tools
Your employer will have to make reasonable accommodations based on your work restrictions.
Returning to work should only be an option if you are truly ready. An employer does not have the right to pressure you to do so. Moreover, you deserve to receive compensation until you reach MMI.
It is highly advisable to consult a workers’ compensation attorney if you experience any issues. They can help assess your situation, seek fair compensation and fight for your rights.
