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What factors can affect your workers’ comp eligibility in Iowa?

On Behalf of | May 20, 2024 | Workers' Compensation

Some jobs can have more risks than others, especially if they involve heavy manual labor. In these occupations, employees could be prone to suffering severely impairing injuries or disabilities after a single accident. Fortunately, they can rely on their workers’ compensation coverage to address situations where they need a long time to recover or become unable to work. However, being eligible for these benefits can vary from case to case.

There can be specific factors that may impact your workers’ compensation coverage. Before receiving any benefits, particular procedures should take place to validate your case details and establish your eligibility based on the following:

  • Employee classification — Most employees receive workers’ comp coverage, but there can be exceptions for certain classifications. Qualifications can depend on your employment arrangement as agreed upon with your employer.
  • Accident details — This information is crucial to becoming eligible, such as whether it happened within the workplace, during work hours or because of the nature of your job.

Additionally, what happens after the accident is vital. If you do not follow the correct process after sustaining the injury, your claim may become invalid, affecting your access to your benefits and proper medical care. 

Knowing what to do after a workplace injury

Dealing with the workers’ compensation process can take a toll on you, and it can pose severe challenges when you are still recovering from your injury. In these situations, it is easy to make mistakes, risking your eligibility. Under these circumstances, consider seeking legal guidance when filing your claim and meeting deadlines. Taking these measures might not ensure a favorable outcome, but they can help you prepare for any issues that may arise during the process.